USDA Loan

These loans allow for low to moderate-income loans in specific rural areas.

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Own a Home with $0 Down if you qualify for a USDA Loan

What is a USDA Loan?

A USDA loan is a zero down or low down payment loan guaranteed by the US Department of Agriculture. These loans allow for low to moderate-income loans in specific rural areas.


This program like the FHA has 2 forms of mortgage insurance.

This program is very address-specific and will require verification a home is in an approved area.

Do I Qualify for a USDA Loan?

This is a great option when a borrower does not meet the conventional/conforming income requirements.

You should have:

  • Closely mimics the FHA loan guidelines
  • Income limits based on county/USDA guidelines: Click here for guidelines
  • Verification the home is in an approved area
  • The USDA does not have score criteria, 640 appears to be the score needed
Why work with a broker?
Some home buyers wonder if it's necessary to work with a mortgage broker. After all, if you speak with banks or other lending agencies, they'll be more than happy to offer their products to you. The problem is simple: they're all trying to sell you something.
They want you to buy the loan that will make them the most money, not the loan that will help you invest in your future. When you work with the right mortgage broker, you gain an advocate who can cut through sales talk and legalese to find your best options.

When you choose us, we'll work within your budget to determine how you can get the property you're looking for. Combining this empathetic listening with our skills and experience, we'll make sure you're the one getting a good deal. That's the Buckeye Lending Solutions promise.

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Don't let a banker limit your options. Hire someone who's looking out for your interests throughout the process.

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Our support team is here to ensure that things run smoothly. You’ll always find the help you need. 

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Find the lowest possible interest rates with us and watch your new home appreciate in value over time!

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