Low Document /

Stated Income Loan

Get a loan that allows for various alternative income verification.

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Provide little or no information about your employment

What is a Low Document/Stated Income Loan?

A Low Document/Stated Income loan allows a borrower applying for a mortgage to provide little or no information regarding their employment, income, or assets. Alternative income options or no income options are used.



Typically available for self-employed, 1099, or tipped service workers, these loans allow for various alternative income verification.

Do I Qualify for a Low Document/Stated Income Loan?

This is a great option when a borrower does not meet the conventional/conforming income requirements.

You should have:

  • 24-months of recent employment
  • 600 credit score
  • 2-12 months of Reserves for Principal, Interest, Taxes, Insurance, and Association dues (PITIA)
  • Larger down payment may be required
Why work with a broker?
Some home buyers wonder if it's necessary to work with a mortgage broker. After all, if you speak with banks or other lending agencies, they'll be more than happy to offer their products to you. The problem is simple: they're all trying to sell you something.
They want you to buy the loan that will make them the most money, not the loan that will help you invest in your future. When you work with the right mortgage broker, you gain an advocate who can cut through sales talk and legalese to find your best options.

When you choose us, we'll work within your budget to determine how you can get the property you're looking for. Combining this empathetic listening with our skills and experience, we'll make sure you're the one getting a good deal. That's the Buckeye Lending Solutions promise.

Trust the Mortgage Experts

Prompt Loans

Once we understand your situation, we work quickly but thoroughly to find the best loan for you.

Working For You

Don't let a banker limit your options. Hire someone who's looking out for your interests throughout the process.

Friendly support

Our support team is here to ensure that things run smoothly. You’ll always find the help you need. 

Great Value

Find the lowest possible interest rates with us and watch your new home appreciate in value over time!

Buckeye Lending Solutions

Schedule your free consultation today!

EXPERT LOAN COUNSELING

At Buckeye Lending Solutions, we help people buy their dream home. Let's help you buy yours.

KNOW YOUR OPTIONS

Don't trust bankers to tell you all your lending options. Work with someone who has your needs in mind.